Frequently Asked Questions

 There's a few things to do when you first start on the journey to home ownership:

• Check your credit score.
• Examine your budget and decide how much house you can afford
• Find a Real Estate Agent (We can help!)
• Talk to a bank and get pre-approved
• Decide what amenities you're looking for and start searching!

First impressions matter, and when preparing to sell your home they matter even more! The first thing to do is make it presentable. This means giving the entire house a thorough cleaning and making small repairs.

Mop the floors, scrub the bathrooms, and get rid of all the grime in the kitchen.

Little things like patching holes in the wall, changing burned-out lightbulbs, and repairing broken appliances can make your place stand out in a crowded market.

And don’t forget about paint — returning the walls to a neutral color can help your house sell quicker. White, creams, and grays can make rooms seem bigger and help potential buyers see themselves living there.

If you’re not moving out before listing your home, you’ll also need to depersonalize and declutter. Put away your family photos, knick-knacks, and other personal items.

When you work with us, we will make sure you do everything required to make your house more marketable. We can give specific advice and help make your house more appealing.

Yes! As Licensed Real Estate Agents we can show you any house on the market no matter who the listing agent is. Call today and we can set up a showing!

• Copy of purchase & Sale agreement, including all addendums
• Copy of pay stubs going back at least 30 days
• Last 2 years' W-2's / If self employed or commission based, last two years of federal tax returns
• Three years complete federal tax returns, if applying for a CHFA loan.
• Most current bank statements for the past two months
• Most recent investment and retirement statements
• Copy of current mortgage statement on any real estate owned
• Valid Drivers License or other acceptable primary ID
• Two years residence history
• Social Security Number
• Monthly debt information
• Credit Card account numbers
• Child support / support amounts 
• Divorce decree

This list may not be complete and is intended for guideline purposes only. Please check with your lender to get full list of exactly what you need.

In real estate, every transaction is unique. Unfortunately that means you're never really sure exactly what you're going to encounter along the way, but on the bright side, it also means that your transaction is tailored to suit your needs! Here are the basic steps of what to expect when you're looking to buy a house (and the rest? Well that's why we're here to help you along the way and get you into that dream home!)

Step 1: Preapproval. Talk to a lender and get preapproved, a preapproval letter is usually required to make an offer on a house.  

Step 2: Realtor. Find a trustworthy realtor to help you find what properties are available that meet your requirements.

Step 3: The House Search. A listing helps you to know if a property fits what you're looking for, but actually visiting it can give you a better feel for the property.

Step 4: You found the right house, now make an offer! This step can be stressful with the back and forth of counter-offers and negotiations, but again that's what your realtor is there for!

Step 5: Inspection Period. Home inspection, well inspection, termite inspection, there's all kinds of things that you "might" need to get done. Speak to your Realtor and your lender to find out what you have to do, and what you should do. 

Step 6: Appraisal. The lender wants to make sure that the house is worth what you're paying for it.

Step 7: Financing obtained. Get ready to close!

Step 8: Final walk through before closing. This is to make sure that the property is in the condition that you were expecting (as it was agreed to in the purchase contract)

Step 9: Go to Closing and sign your life away!

Step 10: CELEBRATE!